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Free online tool · India

Recurring Deposit Calculator

Estimate the future value of regular monthly deposits under an assumed rate.

Enter your details

Change inputs and calculate again to compare scenarios.

Estimated result₹—

Enter your values, then select Calculate estimate.

How recurring deposits differ

An RD is funded through regular instalments, and each instalment may earn interest for a different period. This simplified estimate is not a bank quote. Check the institution's calculation method, current rate, deposit dates and rules for missed or delayed instalments.

Important limitations

This is a simplified estimate. Bank RD calculations may use specific deposit dates, compounding methods, rounding and missed-instalment rules.

Frequently asked questions

Are the results guaranteed?

No. They are estimates based on the values entered and the assumptions described above. Actual outcomes may differ.

Does this include every fee and tax?

No. Review the explanation for this calculator and verify product-specific costs, tax treatment and current rules separately.

What should I do next?

Compare more than one scenario, confirm the inputs and check important figures with the relevant institution or official source before making a financial decision.

For educational and planning purposes only. Not financial, investment or tax advice. Verify current rates, terms and rules before acting.

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