Compound interest formula
For a fixed annual rate compounded annually, future value = principal × (1 + rate)years. Compounding means previously earned interest can itself earn interest in later periods. The estimate assumes the rate remains constant and that no money is added or withdrawn.
Consider inflation and costs
A future rupee amount may buy less than the same amount today. Taxes, fees and actual product conditions can also reduce the final outcome.
Important limitations
This calculation assumes a fixed rate and no additional contributions or withdrawals. It does not predict investment performance.
Frequently asked questions
Are the results guaranteed?
No. They are estimates based on the values entered and the assumptions described above. Actual outcomes may differ.
Does this include every fee and tax?
No. Review the explanation for this calculator and verify product-specific costs, tax treatment and current rules separately.
What should I do next?
Compare more than one scenario, confirm the inputs and check important figures with the relevant institution or official source before making a financial decision.
For educational and planning purposes only. Not financial, investment or tax advice. Verify current rates, terms and rules before acting.